Previously, according to the 721 rule, the issuing bank 7, the UnionPay 1, the acquiring bank (including the third party), that is to say, the handling fee of 100 yuan: 70% of the card issuing bank took away, which is 70 yuan 20% of the acquiring institutions / third-party payment companies to take away, that is 20 yuan, which is still divided into a large part of the subordinate agents, the acquiring institutions almost 10% of the 20 yuan The last 10% is reserved for UnionPay. The UnionPay provides funds to settle the transportation channel, which can also be understood as a bridge. What did the 96 fee change? In March 2016, the National Development and Reform Commission and the Central Bank issued the “Notice on Improving the Pricing Mechanism for Bank Card Credit Card Fees†(hereinafter referred to as the “Noticeâ€), which made important adjustments to the charging model and pricing level of the bank card acquiring business. "It was officially implemented on September 6, 2016, so it was called "96 fee change" in the industry. Before the fee change, the fee for the implementation of the bank card receipt business was the “Notice on Optimizing and Adjusting the Bank Card Fees†issued by the National Development and Reform Commission on January 16, 2013 (Development and Reform Price [2013] No. 66), the notice The merchant classification was adjusted from six categories to four categories, and the credit card fee standard was lowered overall, with an average reduction of approximately 24%. The 96 fee reform continued the general tone of reducing the cost of the entity business, and made major changes in terms of “marketization pricing, separation of loans and cancellation of merchant categoriesâ€, and in some sense will reshape domestic bank card receipts. The competitive landscape of the market. Benefit distribution mechanism According to the merchant type, brush 10,000 fees as follows: Standard class: 45 (issuing bank) + 3.25 (Civil Union, single pen) = 48.25 Offer category: 35.1 (issuing bank) +2.54 (Civil Union, single pen) = 37.64 The above is not considered the benefit of the third-party payment company and the distribution of the first-level agent. If the standard is 60, the payment company and the first-level agent will divide the remaining 11.75 or 22.36. how to choose After the card rate adjustment, the bank machine rate is generally around 0.5, and the formal business has a business license, which is definitely the preferred banking machine. After the 96 fee change, the rate of third-party payment for chickens is generally around 0.6, which is slightly higher than that of the bank machine. However, it will still be normal for a card to be released. Therefore, for convenience, for individual users, regardless of the rate, there is no other. select. According to the hand brush, after the fee is changed, the hand brush rate is generally around 0.7, and the second is still plus two. If there is less than or close to 48, then the merchants need not say that the payment company can only take the preferential class or the relief class. Many people brush the same merchant pool, too many people brush the same merchant pool, there will inevitably be the disadvantages of risk merchants. Since the hand brush has this problem, then the question comes. What kind of chicken to choose, it depends on the individual needs and quantity. This is the premise. If there is demand, there is quantity, everyone can see it. No matter what kind of big chicken, what do you want to see? Mcc code, card friends believe that they can understand, do not know how to query! This determines how much you can make to the bank. Merchant name. The name of the business, duration or business period, can be checked! The machine is normal! Check whether the merchant and bank information in the card list is consistent! Xiaobian reminds everyone that there are many pos machines outside the business that are not handled through the bank channel. Please check clearly after consumption to prevent hopping and affect the normal use of your credit card. U shape massage pillow, neck back cushion ,2022 new arrival massage pillow, cotton back cushion ,neck massage pillow, loose pillow ,round pillow,2022 Neck massager cushion,U shape massage pillow wholesale, neck massage pillow , healthy massaging pillow,2022 Neck massager cushion,vibrating massage pillow Zhongshan Seven Cool Electronics Technology Co.,Ltd , https://www.gdsevencool.com
Some time ago, many friends told me to ask me to post a pos article. I thought about it for 2 weeks. I plan to start today and talk about it. Today, everyone will come along with Xiaobian to understand, where does the POS machine card fee go? Many people are not completely clear about it. Because I used to talk about credit card knowledge, I am also telling you about the credit card processing fee. 
February 28, 2023