Fear of sealing? Fear of derating? The latest POS machine to swipe credit card Less card swipe, only brush large amount If you think that you can increase your quota by brushing one or two large amounts of money each month, it will be wrong, which may cause the bank to worry. The reason is that you have a set of risks! For example, your credit limit is 20,000 yuan, you only brush 1 or 2 times a month, and basically use 20,000 yuan, the bank may think that the potential risk is that you use the credit card set. If the merchants you are swiping are exactly those wholesale and low-rate merchants, the “hazard level†is even higher. The concept supported by credit cards is small and multi-note, which is based on financial instruments in life. Therefore, the evaluation criteria of the quota are naturally related to this. Too many cards, financial dispersal Open multiple credit cards. Many people will not have only one credit card in their pockets once they have embarked on the road to open a card. "Opening a card, indicating that I accept more of my bank." This is the view of most people, but I don't know, too much card opening will affect your quota. The reason is very simple. Your income is there, and the repayment ability is in front of you. Is it difficult to open more cards, the quota is high, and the repayment ability is high? Therefore, opening too many cards will cause the bank to worry that you will not be able to get a credit card. Of course, for the first time the card is opened, the bank will also measure the amount of money. The income is high, other credits are good, and there is a room and a car. Of course, if you are a young man who just graduated, the deposit account is empty, it is estimated that a high credit card is required. Basically equal to dreaming. Do not swipe 7 Bagasse Pulp Food Plate,Eco Friendly Sushi Tray,Pulp Sushi Tray,Sugarcane Bagasse Sushi Tray EVER GREEN(ZHEJIANG)NEW MATERIAL CO., LTD / KUNSHAN GREENPACK CO.,LTD , https://www.zjchangjingpack.com
These two kinds of credit card behaviors cost money and attract bank hate!
1. Don't be too early: Try not to swipe your card before 9am, because most shops haven't opened the door.
2. Don't be too late: Try not to swipe after 10 pm, because most shops are closed according to common sense.
3. Do not brush integers: Do not brush integers such as 10000, 5000, try to take a decimal point every time, such as 18897.8, and the amount of credit card should not be repeated, and there is no regularity.
4. Try not to brush low rates or even zero rates: because the bank has no money to earn.
5. Do not brush the same card more than 3 times a day: too much brushing is easy to cause doubt.
6. Don't brush all the credits: If the amount is tens of thousands, try to brush it out in a few days.
7. Don't pay for one-time repayment and one-time brushing: especially when you go back to the repayment date and brush it out once, this is a big taboo.
January 28, 2023